Mr Raza Sartaj was referred to me by my very close friend at work. Our first meeting I told him I have already approached 5 different advisors. One advisor is leaving his current company and wants me to move my file with him. One advisor is from a bank I currently deal with. One other advisor tool over from my existing advisor and 2 are from outside sources.

So my question was, why should I use Raza? His reply was ‘have any of the other advisors ask you this ‘What’s in your heart, what are you fear and what are you afraid of?’

Raza told me he can’t control the markets, can’t control the returns. The only thing I can do is create the discipline. I can be your behavioural coach. That is why you should hire me!

It made a lot of sense to me. Since then, he addressed my concerns regarding my investments & retirement and working on our gaps. We had several different registered accounts which Raza consolidated into one portfolio and into the right financial instruments.

Raza advised us to use the RRSP contribution room from previous years which gives us bigger refunds from our tax returns when we file them. Which then we will use to reinvest into our retirement portfolio. I would recommend Raza to anyone who is looking for a knowledgeable and professional advisor.